{"text_format":"3","workbook":"xlsx","n_sheets":1,"sheets":["HOUSE2"],"not_rendered":{"images":1,"defined_names":1,"comments":1},"read":"whole","date_system":"1900"}

{"sheet":"HOUSE2","index":0,"n_rows":859,"n_cols":20,"rows_kept":859,"merged":[[0,1,0,6],[1,1,1,6],[3,5,3,6],[6,4,7,4],[6,5,7,6],[8,0,8,4],[8,5,8,6]]}
[null,"房屋貸款 -本息平均攤還法"]
[null,"本息平均攤還法是將本息一起平均在貸款期間償還，每期償還的本利和都一樣，\n比較方便理財，為最常用之貸款償還辦法。"]
["房屋總坪數 ",32,"貸款比例 ",{"v":0.7,"d":"70%"},"貸款日(西元)",{"v":1996,"d":"1996年"},{"v":12,"d":"12月"},{"$nulls":7},"預計每隔",1,"月(期),  就先償還貸款本金:",null,0,"元"]
["每坪單價 ",{"v":320000,"d":"$320,000元"},"年利率 ",{"v":0.0925,"d":"9.25%"},"貸款年限 ",{"v":20,"d":"20年"}]
["其他成本(如停車位)",{"v":1500000,"d":"$1,500,000元"}]
[]
["總價 :",{"$f":"B3*B4+B5","v":{"v":11740000,"d":"$11,740,000元"}},"自備款 :",{"$f":"B7*(1-D3)","v":{"v":3522000.0000000005,"d":"$3,522,000元"}},"每個所期償的\n本金加上利息",{"$f":"PMT(D4/12,F4*12,-D8)","v":{"v":75265.93640510064,"d":"$75,266元"}}]
[null,null,"貸款金額:",{"$f":"B7*D3","v":{"v":8217999.999999999,"d":"$8,218,000元"}}]
[{"$f":"\"根據計算您將於第 \"&FIXED(M9,0)+1&\"期，也就是西元\"&FIXED(Q9,0)&\"年\"&FIXED(R9,0)&\"月還清所有貸款\"","v":"根據計算您將於第 240期，也就是西元2,016年11月還清所有貸款"},{"$nulls":4},{"$f":"P9","v":"2016-11-01"},{"$nulls":6},{"$f":"VLOOKUP(\"A\",$N$11:$R$859,3)","v":239},{"$f":"VLOOKUP(\"A\",$N$11:$R$859,4)","v":2016},{"$f":"VLOOKUP(\"A\",$N$11:$R$859,5)","v":10},{"$f":"DATEVALUE(N9&\"/\"&O9&\"/\"&1)+31","v":"2016-11-01"},{"$f":"YEAR(P9)","v":2016},{"$f":"MONTH(P9)","v":11}]
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[{"$f":"IF(AND(A11<$F$4*12,A11<>\"\"),A11+1,\"\")","v":2},"1997-01-01",{"$f":"IF(A12=\"\",\"\",IF(C11-D12<=0,\"\",C11-D12))","v":{"v":8194070.419364037,"d":"8194070"}},{"v":12010.727564195513,"d":"12011"},{"$f":"IF(OR(A12=\"\",C11=\"\"),\"\",C11*$D$4/12)","v":{"v":63255.20884090513,"d":"63255"}},{"$f":"IF(OR(A12=\"\",C11=\"\"),\"\",F11+D12)","v":{"v":23929.580635962833,"d":"23930"}},{"$f":"IF(OR(A12=\"\",C11=\"\"),\"\",G11+E12)","v":{"v":126602.29217423845,"d":"126602"}},{"$nulls":6},{"$f":"IF(O12<0,\"A\",1)","v":1},{"$f":"表格1[[#This Row],[尚未償還\n貸款金額]]-$F$7","v":{"v":8118804.482958936,"d":"$8,118,804元"}},2,{"$f":"IF(R11=12,Q11+1,Q11)","v":1997},{"$f":"IF(R11=12,1,R11+1)","v":1}]
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[5,"1997-04-01",{"v":8157479.880387498,"d":"8157480"},{"v":12290.622114977385,"d":"12291"},{"v":62975.31429012326,"d":"62975"},{"v":60520.11961250132,"d":"60520"},{"v":315809.5624130019,"d":"315810"},{"$nulls":6},1,{"$f":"表格1[[#This Row],[尚未償還\n貸款金額]]-$F$7","v":{"v":8082213.943982397,"d":"$8,082,214元"}},5,1997,4]
[6,"1997-05-01",{"v":8145094.518060384,"d":"8145095"},{"v":12385.362327113675,"d":"12385"},{"v":62880.57407798697,"d":"62881"},{"v":72905.481939615,"d":"72905"},{"v":378690.1364909889,"d":"378690"},{"$nulls":6},1,{"$f":"表格1[[#This Row],[尚未償還\n貸款金額]]-$F$7","v":{"v":8069828.581655283,"d":"$8,069,829元"}},6,1997,5]
[7,"1997-06-01",{"v":8132613.6852319995,"d":"8132614"},{"v":12480.83282838518,"d":"12481"},{"v":62785.10357671546,"d":"62785"},{"v":85386.31476800019,"d":"85386"},{"v":441475.24006770435,"d":"441475"},{"$nulls":6},1,{"$f":"表格1[[#This Row],[尚未償還\n貸款金額]]-$F$7","v":{"v":8057347.748826899,"d":"$8,057,348元"}},7,1997,6]
[8,"1997-07-01",{"v":8120036.645983895,"d":"8120037"},{"v":12577.039248103982,"d":"12577"},{"v":62688.89715699666,"d":"62689"},{"v":97963.35401610416,"d":"97963"},{"v":504164.137224701,"d":"504164"},{"$nulls":6},1,{"$f":"表格1[[#This Row],[尚未償還\n貸款金額]]-$F$7","v":{"v":8044770.709578794,"d":"$8,044,771元"}},8,1997,7]
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[10,"1997-09-01",{"v":8094590.9761474915,"d":"8094591"},{"v":12771.682577429376,"d":"12772"},{"v":62494.253827671266,"d":"62494"},{"v":123409.02385250831,"d":"123409"},{"v":629250.3401984981,"d":"629250"},{"$nulls":6},1,{"$f":"表格1[[#This Row],[尚未償還\n貸款金額]]-$F$7","v":{"v":8019325.039742391,"d":"$8,019,325元"}},10,1997,9]
[11,"1997-10-01",{"v":8081720.845183528,"d":"8081721"},{"v":12870.130963963733,"d":"12870"},{"v":62395.80544113691,"d":"62396"},{"v":136279.15481647203,"d":"136279"},{"v":691646.145639635,"d":"691646"},{"$nulls":6},1,{"$f":"表格1[[#This Row],[尚未償還\n貸款金額]]-$F$7","v":{"v":8006454.908778427,"d":"$8,006,455元"}},11,1997,10]
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[14,"1998-01-01",{"v":8042512.143949315,"d":"8042512"},{"v":13170.052805118547,"d":"13170"},{"v":62095.883599982095,"d":"62096"},{"v":175487.85605068514,"d":"175488"},{"v":878235.253620724,"d":"878235"},{"$nulls":6},1,{"$f":"表格1[[#This Row],[尚未償還\n貸款金額]]-$F$7","v":{"v":7967246.207544214,"d":"$7,967,246元"}},14,1998,1]
[15,"1998-02-01",{"v":8029240.571987157,"d":"8029241"},{"v":13271.571962158006,"d":"13272"},{"v":61994.364442942635,"d":"61994"},{"v":188759.42801284313,"d":"188759"},{"v":940229.6180636666,"d":"940230"},{"$nulls":6},1,{"$f":"表格1[[#This Row],[尚未償還\n貸款金額]]-$F$7","v":{"v":7953974.635582056,"d":"$7,953,975元"}},15,1998,2]
[16,"1998-03-01",{"v":8015866.698324457,"d":"8015867"},{"v":13373.87366269964,"d":"13374"},{"v":61892.062742401,"d":"61892"},{"v":202133.30167554278,"d":"202133"},{"v":1002121.6808060677,"d":"1002122"},{"$nulls":6},1,{"$f":"表格1[[#This Row],[尚未償還\n貸款金額]]-$F$7","v":{"v":7940600.761919356,"d":"$7,940,601元"}},16,1998,3]
[17,"1998-04-01",{"v":8002389.734385607,"d":"8002390"},{"v":13476.963938849622,"d":"13477"},{"v":61788.97246625102,"d":"61789"},{"v":215610.2656143924,"d":"215610"},{"v":1063910.6532723187,"d":"1063911"},{"$nulls":6},1,{"$f":"表格1[[#This Row],[尚未償還\n貸款金額]]-$F$7","v":{"v":7927123.797980506,"d":"$7,927,124元"}},17,1998,4]
[18,"1998-05-01",{"v":7988808.885516395,"d":"7988809"},{"v":13580.848869211586,"d":"13581"},{"v":61685.087535889055,"d":"61685"},{"v":229191.114483604,"d":"229191"},{"v":1125595.7408082078,"d":"1125596"},{"$nulls":6},1,{"$f":"表格1[[#This Row],[尚未償還\n貸款金額]]-$F$7","v":{"v":7913542.949111294,"d":"$7,913,543元"}},18,1998,5]
[19,"1998-06-01",{"v":7975123.3509371495,"d":"7975123"},{"v":13685.534579245097,"d":"13686"},{"v":61580.401825855544,"d":"61580"},{"v":242876.64906284912,"d":"242877"},{"v":1187176.1426340633,"d":"1187176"},{"$nulls":6},1,{"$f":"表格1[[#This Row],[尚未償還\n貸款金額]]-$F$7","v":{"v":7899857.414532049,"d":"$7,899,857元"}},19,1998,6]
[20,"1998-07-01",{"v":7961332.323695523,"d":"7961332"},{"v":13791.027241626776,"d":"13791"},{"v":61474.909163473865,"d":"61475"},{"v":256667.6763044759,"d":"256668"},{"v":1248651.0517975371,"d":"1248651"},{"$nulls":6},1,{"$f":"表格1[[#This Row],[尚未償還\n貸款金額]]-$F$7","v":{"v":7886066.387290422,"d":"$7,886,066元"}},20,1998,7]
[21,"1998-08-01",{"v":7947434.990618909,"d":"7947435"},{"v":13897.333076614319,"d":"13897"},{"v":61368.60332848632,"d":"61369"},{"v":270565.00938109023,"d":"270565"},{"v":1310019.6551260236,"d":"1310020"},{"$nulls":6},1,{"$f":"表格1[[#This Row],[尚未償還\n貸款金額]]-$F$7","v":{"v":7872169.054213808,"d":"$7,872,169元"}},21,1998,8]
[22,"1998-09-01",{"v":7933430.532266496,"d":"7933431"},{"v":14004.458352413218,"d":"14004"},{"v":61261.478052687424,"d":"61261"},{"v":284569.46773350344,"d":"284569"},{"v":1371281.133178711,"d":"1371281"},{"$nulls":6},1,{"$f":"表格1[[#This Row],[尚未償還\n貸款金額]]-$F$7","v":{"v":7858164.595861395,"d":"$7,858,165元"}},22,1998,9]
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[24,"1998-11-01",{"v":7905096.930339723,"d":"7905097"},{"v":14221.19254122665,"d":"14221"},{"v":61044.74386387399,"d":"61045"},{"v":312903.06966027647,"d":"312903"},{"v":1493479.404062139,"d":"1493479"},{"$nulls":6},1,{"$f":"表格1[[#This Row],[尚未償還\n貸款金額]]-$F$7","v":{"v":7829830.993934622,"d":"$7,829,831元"}},24,1998,11]
[25,"1998-12-01",{"v":7890766.1161059905,"d":"7890766"},{"v":14330.814233731951,"d":"14331"},{"v":60935.12217136869,"d":"60935"},{"v":327233.8838940084,"d":"327234"},{"v":1554414.5262335078,"d":"1554415"},{"$nulls":6},1,{"$f":"表格1[[#This Row],[尚未償還\n貸款金額]]-$F$7","v":{"v":7815500.17970089,"d":"$7,815,500元"}},25,1998,12]
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[27,"1999-02-01",{"v":7861772.23604528,"d":"7861772"},{"v":14552.599133927593,"d":"14553"},{"v":60713.33727117305,"d":"60713"},{"v":356227.76395471964,"d":"356228"},{"v":1675952.5189829979,"d":"1675953"},{"$nulls":6},1,{"$f":"表格1[[#This Row],[尚未償還\n貸款金額]]-$F$7","v":{"v":7786506.299640179,"d":"$7,786,506元"}},27,1999,2]
[28,"1999-03-01",{"v":7847107.460626361,"d":"7847107"},{"v":14664.775418918274,"d":"14665"},{"v":60601.16098618237,"d":"60601"},{"v":370892.53937363793,"d":"370893"},{"v":1736553.6799691801,"d":"1736554"},{"$nulls":6},1,{"$f":"表格1[[#This Row],[尚未償還\n貸款金額]]-$F$7","v":{"v":7771841.52422126,"d":"$7,771,842元"}},28,1999,3]
[29,"1999-04-01",{"v":7832329.644230255,"d":"7832330"},{"v":14777.81639610578,"d":"14778"},{"v":60488.12000899486,"d":"60488"},{"v":385670.35576974374,"d":"385670"},{"v":1797041.799978175,"d":"1797042"},{"$nulls":6},1,{"$f":"表格1[[#This Row],[尚未償還\n貸款金額]]-$F$7","v":{"v":7757063.707825154,"d":"$7,757,064元"}},29,1999,4]
[30,"1999-05-01",{"v":7817437.915499429,"d":"7817438"},{"v":14891.728730825758,"d":"14892"},{"v":60374.20767427488,"d":"60374"},{"v":400562.0845005695,"d":"400562"},{"v":1857416.00765245,"d":"1857416"},{"$nulls":6},1,{"$f":"表格1[[#This Row],[尚未償還\n貸款金額]]-$F$7","v":{"v":7742171.979094328,"d":"$7,742,172元"}},30,1999,5]
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[32,"1999-07-01",{"v":7787309.201968141,"d":"7787309"},{"v":15122.194391495104,"d":"15122"},{"v":60143.74201360554,"d":"60144"},{"v":430690.7980318571,"d":"430691"},{"v":1977819.1669313635,"d":"1977819"},{"$nulls":6},1,{"$f":"表格1[[#This Row],[尚未償還\n貸款金額]]-$F$7","v":{"v":7712043.26556304,"d":"$7,712,043元"}},32,1999,7]
[33,"1999-08-01",{"v":7772070.440661545,"d":"7772070"},{"v":15238.761306596229,"d":"15239"},{"v":60027.17509850441,"d":"60027"},{"v":445929.55933845334,"d":"445930"},{"v":2037846.342029868,"d":"2037846"},{"$nulls":6},1,{"$f":"表格1[[#This Row],[尚未償還\n貸款金額]]-$F$7","v":{"v":7696804.504256444,"d":"$7,696,805元"}},33,1999,8]
[34,"1999-09-01",{"v":7756714.21390321,"d":"7756714"},{"v":15356.226758334567,"d":"15356"},{"v":59909.709646766074,"d":"59910"},{"v":461285.7860967879,"d":"461286"},{"v":2097756.051676634,"d":"2097756"},{"$nulls":6},1,{"$f":"表格1[[#This Row],[尚未償還\n貸款金額]]-$F$7","v":{"v":7681448.277498109,"d":"$7,681,448元"}},34,1999,9]
[35,"1999-10-01",{"v":7741239.61623028,"d":"7741240"},{"v":15474.59767293006,"d":"15475"},{"v":59791.33873217058,"d":"59791"},{"v":476760.38376971794,"d":"476760"},{"v":2157547.390408804,"d":"2157547"},{"$nulls":6},1,{"$f":"表格1[[#This Row],[尚未償還\n貸款金額]]-$F$7","v":{"v":7665973.679825179,"d":"$7,665,974元"}},35,1999,10]
[36,"1999-11-01",{"v":7725645.735200288,"d":"7725646"},{"v":15593.881029992233,"d":"15594"},{"v":59672.05537510841,"d":"59672"},{"v":492354.2647997102,"d":"492354"},{"v":2217219.4457839127,"d":"2217219"},{"$nulls":6},1,{"$f":"表格1[[#This Row],[尚未償還\n貸款金額]]-$F$7","v":{"v":7650379.798795187,"d":"$7,650,380元"}},36,1999,11]
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