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{"sheet":"Mortgage calculator","index":0,"n_rows":25,"n_cols":7,"rows_kept":25,"merged":[[0,1,0,6],[2,3,2,6]]}
[null,"Mortgage payment calculator"]
[]
[null,"Compound period",12," Enter 12 for US mortgages or 2 for Canadian mortgages."]
[]
[null,"Mortgage information","Option #1","Option #2","Option #3","Option #4","Option #5"]
[null,"Loan amount",{"v":175000,"d":"175,000.00"},{"v":200000,"d":"200,000.00"},{"v":225000,"d":"225,000.00"}]
[null,"Annual interest rate",{"v":0.06,"d":"6.000%"},{"v":0.06,"d":"6.000%"},{"v":0.06,"d":"6.000%"}]
[null,"Term of loan (in years)",30,30,30]
[]
[null,"Payment"]
[null,"Monthly interest rate",{"$f":"IF(COUNTA(C6,C7,C8)<3,\" - \",((1+C7/$C$3)^($C$3/12))-1)","v":{"v":0.004999999999999893,"d":"0.500%"}},{"$f":"IF(COUNTA(D6,D7,D8)<3,\" - \",((1+D7/$C$3)^($C$3/12))-1)","v":{"v":0.004999999999999893,"d":"0.500%"}},{"v":0.004999999999999893,"d":"0.500%"},{"$f":"IF(COUNTA(F6,F7,F8)<3,\" - \",((1+F7/$C$3)^($C$3/12))-1)","v":" - "}," - "]
[null,"Monthly payment (PI)",{"$f":"IF(COUNTA(C6,C7,C8)<3,\" - \",PMT(C11,C8*12,-C6))","v":{"v":1049.2134190173022,"d":"1,049.21"}},{"$f":"IF(COUNTA(D6,D7,D8)<3,\" - \",PMT(D11,D8*12,-D6))","v":{"v":1199.1010503054883,"d":"1,199.10"}},{"v":1348.9886815936745,"d":"1,348.99"},{"$f":"IF(COUNTA(F6,F7,F8)<3,\" - \",PMT(F11,F8*12,-F6))","v":" - "}," - "]
[null,"Extra monthly payment"]
[null,"Total monthly payment",{"$f":"IF(COUNTA(C6,C7,C8)<3,\" - \",C12+C13)","v":{"v":1049.2134190173022,"d":"1,049.21"}},{"$f":"IF(COUNTA(D6,D7,D8)<3,\" - \",D12+D13)","v":{"v":1199.1010503054883,"d":"1,199.10"}},{"v":1348.9886815936745,"d":"1,348.99"}," - "," - "]
[]
[null,"Totals"]
[null,"Number of payments",{"$f":"IF(COUNTA(C6,C7,C8)<3,\" - \",NPER(C11,-C14,C6))","v":{"v":360.0000000000001,"d":"360.0"}},{"$f":"IF(COUNTA(D6,D7,D8)<3,\" - \",NPER(D11,-D14,D6))","v":{"v":359.99999999999994,"d":"360.0"}},{"v":359.99999999999994,"d":"360.0"},{"$f":"IF(COUNTA(F6,F7,F8)<3,\" - \",NPER(F11,-F14,F6))","v":" - "}," - "]
[null,"Number of years to payoff",{"$f":"IF(COUNTA(C6,C7,C8)<3,\" - \",C17/12)","v":{"v":30.00000000000001,"d":"30.00"}},{"$f":"IF(COUNTA(D6,D7,D8)<3,\" - \",D17/12)","v":{"v":29.999999999999996,"d":"30.00"}},{"v":29.999999999999996,"d":"30.00"},{"$f":"IF(COUNTA(F6,F7,F8)<3,\" - \",F17/12)","v":" - "}," - "]
[null,"Total payments",{"$f":"IF(COUNTA(C6,C7,C8)<3,\" - \",C17*C14)","v":{"v":377716.83084622887,"d":"377,716.83"}},{"$f":"IF(COUNTA(D6,D7,D8)<3,\" - \",D17*D14)","v":{"v":431676.3781099757,"d":"431,676.38"}},{"v":485635.92537372274,"d":"485,635.93"},{"$f":"IF(COUNTA(F6,F7,F8)<3,\" - \",F17*F14)","v":" - "}," - "]
[null,"Total interest paid",{"$f":"IF(COUNTA(C6,C7,C8)<3,\" - \",C19-C6)","v":{"v":202716.83084622887,"d":"202,716.83"}},{"$f":"IF(COUNTA(D6,D7,D8)<3,\" - \",D19-D6)","v":{"v":231676.37810997572,"d":"231,676.38"}},{"$f":"IF(COUNTA(E6,E7,E8)<3,\" - \",E19-E6)","v":{"v":260635.92537372274,"d":"260,635.93"}},{"$f":"IF(COUNTA(F6,F7,F8)<3,\" - \",F19-F6)","v":" - "},{"$f":"IF(COUNTA(G6,G7,G8)<3,\" - \",G19-G6)","v":" - "}]
[]
[null,"Balance",5,5,5]
[null,"Property value",{"$f":"C6","v":{"v":175000,"d":"175,000.00"}},{"$f":"D6","v":{"v":200000,"d":"200,000.00"}},{"v":225000,"d":"225,000.00"},{"v":0,"d":"0.00"},{"v":0,"d":"0.00"}]
[null,"Loan balance due",{"$f":"IF(COUNTA(C6,C7,C8,C22)<4,\" - \",-FV(C11,C22*12,-C14,C6))","v":{"v":162845.1244399341,"d":"162,845.12"}},{"$f":"IF(COUNTA(D6,D7,D8,D22)<4,\" - \",-FV(D11,D22*12,-D14,D6))","v":{"v":186108.71364563896,"d":"186,108.71"}},{"v":209372.30285134388,"d":"209,372.30"}," - "," - "]
[null,"Owner's equity",{"$f":"IF(COUNTA(C6,C7,C8,C22,C23)<5,\" - \",C23-C24)","v":{"v":12154.875560065906,"d":"12,154.88"}},{"$f":"IF(COUNTA(D6,D7,D8,D22,D23)<5,\" - \",D23-D24)","v":{"v":13891.286354361044,"d":"13,891.29"}},{"v":15627.697148656123,"d":"15,627.70"}," - "," - "]